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Paying Off Debt With Medium
Last year, I made a goal of using what I made on Medium to pay down my auto loan as much as I can.
Now, let me start by giving you some insight. I don’t make much here. To be honest, last month I made a whopping $11.05. I’m telling you this for one specific reason.
Every penny helps.
This month, for the first time in a year, I didn’t have a car payment because I’ve been paying extra.
I can not even begin to tell you the excitement that coursed through me when I made my payment and it asked me if I wanted to put it strictly towards the principle.
We do not have a ton of debt. The amount we owe has definitely gone up since we bought our house back in July, but it is a manageable amount.
It’s not easy.
I’m not going to lie, there was a part of me that considered not making that payment this month. The thought that I could skip paying anything this month, and use that money towards the house or extra groceries, or even just transferring it over to my savings account was very tempting.
You have to keep your word. Even if it is to yourself. I made this goal and commitment, and as nice as it would be to have that extra money this month, I followed through with what my initial decision was and made the…