In the past I’ve been successful at saving money, but after a while I’d either spend it or lose momentum. Last year that all changed.
I set a goal for myself to quit my full time job for at least a year and see if I could get a side hustle going. I gave myself a quit date of June 1st, 2024. In order to do that though, I would need to save quite a bit of money.
I want to buy a truck before I do this, and I refuse to get another car loan. I’m done paying a large bank my hard-earned money. The truck I want right now is roughly $28,000. That means I need to save around $24,000 plus sell my car for at least $4,000 by the time I quit.
I also need to be able to pay my part of the bills (which is only about $1,000 a month) so that adds another $12,000 to what I need to save.
At the beginning of the year I buckled down and got serious. Now, nine months later, I’m astounded at what I’ve accomplished. It made me think back though and wonder, why? Why am I able to save so much now when in the past it hasn’t worked?
It’s All In The Why.
When the reason behind why you want to start saving money is not a big reason, it doesn’t push you to do whatever is necessary in order to stick with it.
I HATE my job. I hate it with every fiber of my being. I’m a manager in retail and have been for years. It’s shown me some of the worst sides of humanity. My face physically hurts from fake smiling all day. I’m tired of cleaning up after rude customers, standing there letting customers rant because of things that are out of my control, and babysitting the young employees who’d rather stand around texting people than do their jobs.
I have talked about quitting for years, but it’s never been a viable option. Once I put pen to paper and came up with a game plan I began to see a light at the end of the tunnel.
If I buckled down, it would take me roughly 3 years in order to save enough to be able to quit my job. Even if it’s only for a year.
My why is big. It’s life changing for me. This is why I’m able to save. Every day when I go into work, I remind myself why I’m working and putting up with everything. Every payday I’m thrilled because I know the large chunk of my paycheck…